Patty Connolly's Blog
Let's face it – most homebuyers have limited time and resources at their disposal. As such, it is crucial for buyers to do everything possible to optimize their time and resources throughout the property buying journey. Because if a buyer maximizes his or her time and resources, this individual can boost the likelihood of enjoying a successful homebuying experience.
Now, let's take a look at three tips to help a homebuyer get the most out of his or her time and resources.
1. Craft a Homebuying Strategy
If you know you want to buy a home, you should develop a property buying strategy. That way, you can map out the steps you'll need to take to find and acquire your dream residence.
A typical homebuying strategy should account for your budget, timeline and other property buying factors. If you analyze these factors, you could streamline your quest to discover your ideal house.
2. Narrow Your Home Search
You plan to buy a house as soon as possible, but you still have no idea where you want to reside. Fortunately, if you hone your house search to a few cities and towns, you may be able to quickly and effortlessly find a great home in an area you can enjoy for years to come.
As you get ready to start a home search, consider your long-term plans. For instance, if your ultimate goal is to work in a big city, you may want to focus on houses in or near major metros. Or, if you want to raise a family, you may want to search for residences near outstanding schools and parks.
In addition, perform lots of research into various cities and towns. If you conduct plenty of research, you can find out whether certain areas match or exceed your expectations and tailor your house search accordingly.
3. Collaborate with a Real Estate Agent
A real estate agent is a property buying expert who understands what it takes to find a terrific residence at a budget-friendly price. Thus, if you hire a real estate agent today, you can get the help you need to reap the benefits of a seamless home search.
Oftentimes, a real estate agent will meet with you, learn about your property buying goals and craft a personalized homebuying strategy. He or she also will respond to your homebuying concerns and questions throughout the property buying journey. By doing so, a real estate agent ensures you can receive expert support as you try to find your dream house.
A real estate agent will make it simple to search for houses that fall within your budget and correspond to your homebuying criteria too. Plus, if you want homebuying recommendations or suggestions, a real estate agent is happy to provide them.
Want to enjoy a fast, successful homebuying experience? Take advantage of the aforementioned tips, and you should have no trouble making the most of your time and resources as you search for your ideal house.
If you recently bought or sold a house, it may be only a matter of time before you need to move. Lucky for you, many moving companies are available to help you transport your personal belongings from one destination to the next.
What differentiates a good moving company from a great one? Here are three tips to ensure you can find the perfect company to help you with your upcoming move.
1. Get Multiple Quotes
When it comes to finding a moving company, there is no reason to break your budget. Fortunately, if you shop around, you can select a high-quality moving company that won't force you to overspend.
Reach out to a wide range of moving companies in your city or town. That way, you can receive multiple quotes.
Also, it is important to remember that the lowest price doesn't always guarantee the best service, particularly when it comes to moving companies. And even though price should be a consideration as you evaluate moving companies, it is essential to consider other factors.
The more you research that you perform into all of the moving companies that are available, the better off you will be. With plenty of research in hand, you should have no trouble choosing an affordable moving company that will exceed your expectations.
2. Look at a Moving Company's Experience
No two moving companies are identical, and in most cases, you can enjoy many benefits if you choose a proven moving company over an inexperienced one.
Ultimately, a proven moving company will have sufficient staff on hand to help you transport your belongings to your new address. This company likely employs customer service professionals who are happy to respond to any concerns or questions prior to moving day too.
A proven moving company also can help you alleviate stress as you prep for moving day. This company will go the extra mile to support you in any way possible, and by doing so, ensure you can receive comprehensive assistance when moving day arrives.
3. Ask for Client Referrals
If you're on the fence about a moving company, it certainly won't hurt to ask this business for client referrals.
In many cases, client referrals are difference-makers, particularly if you're struggling to decide between two moving companies.
A moving company should be able to provide you with client referrals at your request. Then, you can reach out to past clients to learn about their experiences with a particular moving company.
Client referrals offer excellent resources as you search for the ideal moving company. In fact, client referrals can provide you with moving company insights that you may struggle to obtain elsewhere.
Lastly, don't hesitate to reach out to your real estate agent for extra help. This housing market professional may be able to put you in touch with a variety of moving companies that can help you relocate your belongings.
Take the guesswork out of selecting a moving company – use the aforementioned tips, and you can find the ideal moving company based on your personal needs and finances.
Saving for a down payment on a home is a long process that requires discipline and organization. But we all know that with so many other things going on in our lives it can be hard to spend enough time focusing on your budget.
Fortunately, there are several tools available to soon-to-be homeowners who want to keep track of their spending and make sure they meet their down payment goals. In this article, we’re going to talk about some of the best budgeting apps, websites, and other tools to help you keep yourself accountable so you can be living in your new home as soon as possible.
Why budget for a down payment?
If you’ve saved money in the past for a purchase without a budget you might be wondering why you should go through the effort of creating one now.
However, there are many reasons to have a budget, especially if you’re planning on making an investment as large as a home. Here are just a few:
Keeping an accurate budget will let you know almost exactly how much you can expect to save for a down payment
Budgeting helps you locate and cut out expenses that would be better used in your savings account
Budgeting will give you peace of mind along the road to saving for your down payment
Now that we’ve talked about the importance of making a budget, let’s talk about some of the best ways to get it done.
You Need a Budget, often shortened to YNAB, is one of the most useful tools for learning about and creating a budget. I don’t know about you, but I was never formally taught how to budget in school. But, it would have been a useful class to have!
YNAB combines budgeting tools with educational materials to help you save while you learn more about managing money. It can be easy to feel lost when it comes to learning about personal finance--that’s what makes YNAB so great.
Their basic precept is that you “give every dollar a job,” meaning there won’t be any money in any of your accounts or in your paycheck that doesn’t have a purpose. That doesn’t mean you can’t spend money on yourself every once in awhile, just that you’ll have planned ahead for moments so you can manage them.
You Need A Budget is available for Apple, Android, on Alexa and in your browser.
Saving with your spouse
Planning a budget yourself is complicated as it is. But planning together with a spouse can be even more confusing. However, there are ways to effectively make a family budget to save for a down payment.
First, you should both make sure you have individual budgets to make sure you know how much money from each of your incomes can go into savings. Opening a joint savings account and having a certain percentage of your paycheck direct deposited into that account is a good place to start.
From there, monitor your savings for a month to see if you need to alter this number, and try to stick to your monthly savings goal.
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